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Insurance Claims

Insurance Claims 

 

Have you ever had to file an insurance claim? For those of you who have, we can see you rolling your eyes and we can feel your frustration. For those of you who have not, we are sure you have been warned of how challenging they can be.

Most consumers have had to deal with extremely challenging claims processes, unnecessarily lengthy claims reviews, and companies who appear to be on your side when you sign your policy and make payment to them, but who quickly turn into the enemy in your times of need. For those of you who have not dealt with insurance claims, I am sure you have been warned of how challenging these claims and their processes can be. In our industry, making a call for a commercial insurance claim is never a happy call. Insurance comes into play when something goes wrong that is usually damaging significantly to your personal or professional life. Insurance is meant to be your life vest to keep you afloat during these challenging times that come with the ebb and flow of life. It was created to be helpful to you in a time of hurt, not to make the time of hurt and pain worse. Somewhere along the way insurance providers forgot the foundational reason for their existence, but we have not. At Florida Engineering Solutions, we are your life vest and we are here to help. You will find our team to be helpful, responsive, and resourceful in your times of need. Lengthy difficult processes and waiting for your insurance company nervously will be left to our competitors. You will find our customer service team to be on top of the problem, thoughtful, and accessible.

Insurance

Florida Engineering Solutions provides insurance claim expertise in the wake of a disaster. We want to be your life vest, and we are here to help navigate the rocky waters of insurance. You will find our team to be helpful, responsive, and resourceful in your times of need. Lengthy complicated processes and waiting for your insurance company nervously will be left to our competitors. You will find our customer service team to be on top of the problem, thoughtful, and accessible.

We treat each insurance claim as if it is our own. Claims will be handled in a professional, responsive manner as a well-trained claims company. Our team comprises a variety of industry professionals with insurance expertise, assessment backgrounds, and structural engineers who all work together to diagnose and react to each situation promptly. This collection of professional resources internally allows us to truly understand the problem and articulate our solution options to you as well as all of those involved, easily and quickly. With Florida serving as our home base, we service our entire home state as well as our nearby states in the Southeastern United States.

 

Who do we serve? The answer is our community and our clients. Although our expertise is far and wide, below is a list of a few types of notable incidents we have become a renowned resource for:

 

Fire Damage

Few damage incidents are as destructive as fire, and few are as surprising. While other incidents such as a storm or hurricane often provide us ample time to prepare and warn our groups, fires do not. You cannot check an app to see when a fire is coming or listen to the news to be advised as to when to evacuate. Fires come quickly and have no mercy.

Fires often spark from faulty equipment or another surprise incident, sometimes when you truly did nothing wrong as an installer or an operator. Things happen, but when these things happen, they spread quickly and ferociously – often damaging your business and livelihood within minutes. We offer fire damage assessments to our residential and commercial customers as well. Fire damage can greatly affect the structural integrity of your property: structural support beams can be weakened, extensive structural damage may occur, and the list goes on. Fire damage requires that an experienced assessor inspect the property quickly after the event in order to start making repairs as soon as possible. An accurate assessment of damages and repairs helps cut overall costs when it comes time to begin construction. We cannot promise we will move as quickly as a fire, but we’ll be just behind it with our prompt service team to make sure your issues are dealt with quickly and easily. Once the damage is contained, our team’s repair assessment and physical repair processes are second to none in terms of quality and quickness. With our team, we will do a thorough damage assessment and you’ll be back on your feet before you know it.

 

Sink Holes

We love Florida, but like anything we love, it has its flaws. Nobody and nothing is perfect, even the beautiful state we call home. Sinkholes are a natural part of the landscape structure of Florida. When underground water erodes the structure of the land, it creates geological hazards throughout Florida. The ground beneath our roadways and landscapes is comprised of soil, tiny rocks, and limestone. Foundation-damaging sinkholes require structural repair, which recreates and strengthens the ground and foundation. Sinkhole repair is extensive and needs assessment and remedial plans immediately following the event.  One of the landscape structures we specifically see is present in a Karst region. Karst materials are landforms that make up the landscape of the entire state. While aesthetically, they can create beautiful land features above and below ground, they are some of the most erosion – risky materials in the entire world. This type of material is known for is a tendency to dissolve over time, creating enormous risks for sinkholes and other hazardous land elements that can collapse and gobble up your home, your car, and your life in the blink of an eye. Our team provides services to mitigate against this risk. It is possible to do so and protect against disaster; however, it takes the right team the assess each property and confirm that no risk exists. With these reviews, why pour your life savings into expensive purchases such as personal property, cars, and homes that can betray you or your bank account by collapsing into the earth or falling apart because of an unknown element below the ground? Be prepared, have a proper assessment done to not only allow you to rest easy but also help your clients, tenants, and insurance companies fell even better about having you involved in a project.

 

Storm / Wind Damage

Coastal areas in the Southeast United States are some of the most sought after locations in the country. Beautiful landscapes, scenes, homes, beaches, and people drive some of the world’s most significant economic activity. People flock to these climates for vacations, retirements, and the paradise feeling of beautiful weather close to the beach at all times. Unfortunately, there is a trade-off that comes with this feeling of paradise.  With these benefits come the negative effects of natural weather events, most notably major storms. Warm beach water may be fun for most of the year; however, this warm climate is also a magnet and a fuel source for large storms to grow and cause pandemonium on its nearby residents and businesses. Throughout the world, our population is polluting the environment and causing global warming. With the climate changing worsening, these storms seem to have only become more and more common. After a severe storm, the first thing homeowners and business owners should do is have a thorough and accurate inspection of their property for wind and storm damage. Because it is impossible to see what kind of damage wind and water have done to the integrity of the building’s structure, a complete structural damage assessment is the first step toward repairs. Some damage is repairable when found in a timely manner, ensuring the safety of the occupants. What are unrepairable needs to be known as immediately as possible, in order for you to plan for the appropriate measures. We must be prepared for them. Our team is prepared with the knowledge and wherewithal to prepare you for these storms and deal with them when they come so your business, your home, and your life can rebuild quickly once they have passed.

Because these kinds of structural issues need an immediate finding, call Florida Engineering Solutions. We can give you an honest assessment of the damage a storm has caused to your home or building. From water, flooding, or winds, the structural integrity of your building may depend on contacting a reliable and expert source.

 

Structural Home Inspection

Florida Engineering Solutions offers important insight into home inspections, including structural assessment. Generally, buyers and sellers must have a home inspected before purchasing, but home inspectors cannot test the structural integrity of a building or home. This is a vital step, especially if you are considering purchasing a home or building that has been in foreclosure. Unfortunately, these structures have often been damaged and neglected. While some repairs are obvious, there are some that the inspector’s eye alone can’t see. Given its location in an erosion-heavy area, structural home inspections are as important as inspecting the roof for leaks or your air conditioning for effectiveness. You would never think about living in a home without a functioning roof on a rainy day or a home without working air conditioning on a hot day, so why consider any home with potential structural risks. Without these assurances, why would you even think about buying the home?  If it is not comfortable and safe, it is not worth it. You need to know what you are buying and what you are investing in.

With a home purchase being the largest financial transaction most Americans will experience during their life, they need to know what they are buying and what they are investing in. This includes understanding the strengths and weaknesses of any property as well as the risks with any one location. Our team is here to help you identify these risks. Where are the risks? Our team is here to help you identify them. Our structural home inspection team will provide you with an assessment telling you where the risks are today and in the future, allowing you and your family to rest easy that no sudden surprises will wreak havoc on their lives. We will also identify the area’s geography so you understand where your home sits among risky areas and neighboring properties. These conclusions will allow you and your family to rest easy that no sudden surprises will wreak havoc on your lives.

 

Vehicle Damage

Car accidents. We’ve all been there, and unfortunately, so have many of our kids. They are painful, scary, and difficult to deal with. When is the last time you had a car accident incident that went smoothly? I would be surprised if you have ever had a smooth experience with any car accident. Even with minor accidents, the processes are lengthy. You need to trade information with the other auto owner, wait for the police to show (and take their time), wait for the tow truck, and overall wait unnecessarily long hours just to get back to your home. It does not end there. After that, you need to go through an unnecessary number of calls and hours with the insurance company, their assessor, the other owner’s insurance company, the towing company, and whatever lot or shop you have the pleasure of having to overpay to deal with, simply because they are who your insurance company or local towing company uses, instead of giving you a choice.

Insurance assessors seem to take their time, customer service is slow, and the overall process is miserable. With our team, those issues are a thing of the past. We are here to help in a safe and prompt manner. Our team will ensure you and your family are safe with the resources you need to deal with the accident and get you to a safe, pain-free area. Once we have you safe, we will begin your processing immediately to ensure you have a vehicle to drive and your life is not interrupted. You will not have to wait months for processes, instead of minutes, as we will be available and responsive to address your needs in a prompt and efficient manner. After you are home safe and sound, we will not drag out the process, we know you need your car back in functioning order and will do everything possible to expedite this process for you.

What about when a vehicle impacts a building, be it a house or a commercial property? It can risk causing severe structural damage. The speed at which a vehicle hits the building is a big indicator of how much damage can actually be done. Aside from broken windows and buckled walls and support posts, a heavy vehicle impact can also cause problems in the foundation slab and load-bearing walls. It is important to get an expert assessment immediately so repairs can begin.

 

Call us to discuss your project, our team is available and waiting for your call.

CALL US TO DISCUSS A PROJECT
(352) 588-5311